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Saturday, June 13, 2015

Chronic Illness Budgets

Last night and again today, we're working on our budget.  Since my hysterectomy surgery in January, and all my new drug trials this spring, we've ignored it.  It's not a pretty picture.  Because Hubby is retired and I'm not able to work, we need to live on a budget.  We're seeing that this hasn't gone too well, because of my medical bills.  Over half of our budget was spent on medical expenses! 



We're working to readjust the budget to cut categories that we can, and take more from the retirement.  Medical expenses are extremely high for chronically ill  people like me.  Paying insurance premiums is only the beginning.  We also have separate dental policies.  Having Ehlers Danlos Syndrome, my teeth are very fragile.  Despite taking good care of them, they are in bad shape.  I have numerous conditions, and see specialists much too often.  
When I saw the eye doctor recently, he said I needed an appointment to be checked for Diabetes.  I'm constantly being referred for other tests, such as MRIs and such.   This past twelve months I've seen: geneticist, neurologist, eye specialist, dermatologist, dentist, general doctor, rheumatologist, physical therapist, hand therapist, GYN for surgery, and the pain specialist.
Ehlers Danlos Syndrome, for me, is an invisible illness.  People always tell me that I look fine, and must be feeling better.  I'm sure they don't think that my illness is a huge burden, financially either.  They probably don't realize how many doctors that I have to see, or how many drugs I take or have to try.  It's not something that I want to talk about to everyone, because it makes their eyes glaze over. :)


When you have this many appointments and the tests that accompany them, your bills get big.  You begin to worry about the future..if it takes half your money now what is going to happen to you down the road???
Well, I don't have the answers.  God has provided our retirement that Hubby has worked hard to save.  God has taken care of us so far, and He will in the future.  We pray a lot.  And, we'll have to work very hard to get this budget in shape.
I Peter 5:7
Casting all your anxieties on Him, because He cares for you.
@2015, copyright Lisa Ehrman

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